Rent To Own Program

Our unique Rent-to-Own Program allows you to purchase a home today without having to meet the typical qualifications required by conventional lending institutions! Our program is specifically designed to assist Canadians experiencing difficulty in obtaining conventional financing.

With our program, you are considered the owner the day you move in; there are no more landlords telling you what you can and cannot do. You have the right to renovate and improve your property just as any other owner.

This is how our program works:

This is the most common way people become HomeOwners with Advantage Investment Corporation. Our program is designed to help people obtain their own financing as quickly as possible and realize the ultimate dream of home ownership.

The lease is based on a one-year term with the option to extend up to two more totalling 3 years. Typically, most Canadians are able to obtain their own financing after one or two years. Our program helps you build or repair your credit, which may be all you need to obtain conventional financing.

The purchase price is established at the beginning of the lease term. The guaranteed purchase price is based on the projected value of the home from the day you move in until the expiry of the lease. The purchase price is calculated with a 4% annual appreciation. This allows you to personally benefit from equity appreciation over the 4% annual increase. This lease extension will also provide you with additional time to accumulate a larger down payment.

Your initial Deposit (Non Refundable Option Consideration or N.R.O.C.) will be applied to the purchase price and will be viewed by conventional lending institutions as an acceptable down payment when you exercise your Option to Purchase.

Our monthly payments are truly all inclusive: property taxes, structural (building) insurance, condo fees (if applicable), lease payments and Rent Rebates are all included. The Rent Rebate is given to make sure you have a minimum of a 5% downpayment when you exercise your Option to Purchase. Again, another way of helping you become a Home Owner.

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